FCA authorisation for motorcycle dealers, done for you.

Yes. Introducing customers to a lender is credit broking, which is a regulated activity in its own right — you don't have to lend your own money to need authorisation. Only strictly cash sales, with no finance discussed, arranged or referred, fall outside the rules.

For most dealers, yes. Because selling vehicles is your main business and finance is secondary, the FCA treats you as a supplier who can apply for limited permission. You would only need full permission if finance became a main activity in its own right, or you lent your own money so customers repaid you directly.

It is a valid, lighter-touch route, but you operate under a principal's permissions, are usually tied to their lender panel, and typically pay an ongoing fee. Direct limited permission gives you your own authorisation and freedom to choose lenders. Many dealers start as an appointed representative and move to direct authorisation as they grow.

We prepare your document pack within three business days of receiving everything we need from you — your completed questionnaire and each director's personal details. We then file the application and handle the FCA's questions until its decision.

No. Our £995 fee covers your complete document pack. The FCA charges its own separate application fee — currently around £560 for a limited permission credit broking firm — which we collect with your final payment and pay to the FCA on your behalf at submission. That fee is the same wherever you go.

No one can honestly guarantee FCA approval — the decision rests entirely with the FCA. What we can do is give you a complete, accurate and well-evidenced application that reflects what the FCA expects to see, which gives your application the strongest possible chance.