Free written answer

Tell us your situation. We'll reply in writing within one working day.

For when the 60-second check doesn't quite fit. Describe your business and the finance you want to offer; you'll get a plain-English answer by email on whether you need FCA authorisation, which kind, and what it would involve. No call, no chasing, nothing to pay.

1 working dayReply by email, from a person, not a bot.

WrittenSomething you can forward to your accountant or lender.

HonestIf you don't need authorisation, the answer says so.

What does your business do? *

What finance do you want to offer, or already offer? *

Which lender or finance provider, if you've chosen one? (optional)

Roughly how long has the business been trading? *

Describe your situation in your own words *

A few lines is plenty. Don't include anyone's personal details such as dates of birth or addresses; we don't need them for this.

Email for the reply *

Your name (optional)

Please check the highlighted fields.

We'll use these details only to write back to you. No list, no follow-up calls. Privacy

Received

Thanks — you'll hear from us within one working day.

Your answer will come from info@creditlicence.com, so it's worth checking your spam folder if nothing arrives. It will say whether you need authorisation, which kind, and what it would involve, so you can forward it to whoever else needs to see it.

In the meantime, these explain the two routes most people end up choosing between:

Limited vs full permission Appointed representative vs your own permission

Our reply is general guidance based on what you tell us, not regulated advice. If you go ahead with us, we confirm your situation again before any work starts.