We prepare FCA applications for firms seeking limited permission for credit broking and consumer hire, and handle the entire application process with the FCA — from submission to approval.
From application preparation to FCA decision.
Select the situation that describes your firm.
Credit broking or consumer hire. The complete application package tailored to your firm, the Connect filing, and every FCA query answered through to the decision.
For authorised firms — returns prepared and submitted, the attestation completed, your documents kept current, your FCA invoice checked.
Describe your firm and we will set out in writing, within one business day, whether authorisation is required and which permission applies.
Preparation is in our hands and takes days. Once filed, we handle all correspondence with the FCA on your behalf.
A short form to get started. A member of our team then calls you to discuss your requirements and the application process.
The complete application package tailored to your firm: regulatory business plan, financial projections, the full policy suite. Ready within three business days* of receiving everything we need from you.
We handle the post-application communication with the FCA from the moment we apply until the FCA's decision.
Each one works from your own figures and cites the rule it applies. No registration is required.
Four questions on how your firm handles finance and what you own. Credit broking or consumer hire. Limited or full permission. Whether an appointed-representative route fits better.
Your first-year and recurring cost: the £560 application fee, the £1,100 CC.1 periodic fee, the FOS, money-guidance and IML levies, and the ICO fee. Apportioned to your authorisation month.
Your CCR009 and CCR007 dates from your authorisation and accounting reference dates, the attestation month, and when to expect the invoice.
Fixed fees, published in full. The FCA's own fees are separate and itemised where they apply.
| Service | What it includes | Fee |
|---|---|---|
| AuthorisationLimited permission, credit broking | The complete application: regulatory business plan, financial projections, the full policy suite, the Connect filing, and every FCA query to the decision.
| £995fixed · £495 to begin |
| AuthorisationLimited permission, consumer hire | For firms that own vehicles and lease or hire them out for more than three months. The same application pack, prepared for a lessor rather than an introducer: regulatory business plan, financial projections, the policy suite, the Connect filing, and every FCA query to the decision.
| £995fixed · £495 to begin |
| Compliance Support ServicesFor authorised firms | CCR009 and CCR007 prepared and submitted through RegData, the annual attestation completed, standing-data changes handled, your FCA invoice checked, one Form A or Form C a year, a yearly refresh of your business plan and policies, a Consumer Duty review note, a financial promotions review, and questions answered by email. | £950a year |
| Written assessmentPreliminary | A written assessment of your firm's position within one business day, including where authorisation is not required or an appointed-representative arrangement is more appropriate. | Freewithout obligation |
One fixed fee, paid in two parts. The FCA's own application fee is separate and is itemised on your invoice.
The application process is common to all sectors. These pages address the products, lenders and FCA questions particular to each.
A London regulatory consultancy. We prepare and file FCA limited-permission applications, for credit broking and for consumer hire, on behalf of firms that arrange customer finance or lease vehicles. We support authorised firms with the obligations that follow.
A short form to begin. A member of our team will call the same business day to discuss your firm's activities and the application.
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