Cost
How much does a consumer credit licence cost?
Every cost broken down — the FCA's own fee, the three ways to prepare your application (DIY, consultancy or fixed price), and the ongoing annual fee.
Read the guide → GuideLimited permission vs full permission: which does your business need?
The difference between the two FCA tiers, which activities fall into each, what they cost, and a simple test for telling which one applies to you.
Read the guide → Car dealersDo car dealers need FCA authorisation to offer finance?
When a dealer needs authorisation, why introducing finance counts as credit broking, which permission you need, the appointed-representative alternative, and what it costs.
Read the guide → GuideHow to get an FCA consumer credit licence: a step-by-step guide
What the "consumer credit licence" really is, who needs one, the documents involved, what it costs, and how long it takes — start to finish.
Read the guide →
More guides on the way. Coming next: sector guides for retailers, vets, dentists and home-improvement firms offering customer finance.